Income Details

Configure your salary and rent

Optional
Live Rate
Key Benefits Analysis

Tax Strategy: HRA Exemption Optimized

Based on your inputs, your optimal HRA exemption is ₹10,000. This leaves ₹10,000 as your taxable HRA component for this monthly period. Properly declaring rent can legally minimize your tax outflow.

Total HRA: ₹20,000Taxable: ₹10,000
Scenario Comparison (Lowest Qualifies)

Actual HRA

Total HRA allowance received from employer

ELIGIBLE AMOUNT
₹20,000
Lowest Value

Rent vs Salary

Actual rent paid minus 10% of Basic Salary (+ DA)

ELIGIBLE AMOUNT
₹10,000

Percentage Rule

50% of Basic Salary based on your residential city

ELIGIBLE AMOUNT
₹25,000