Income Details
Enter your salary, other income and deductions
Needed to apply the employer NPS (80CCD(2)) deduction. Leave blank if you have no employer NPS.
Interest, rent etc. — taxed at slab rates. Capital gains at special rates (STCG u/s 111A, LTCG u/s 112A) are not modelled.
Available in BOTH regimes. Capped at 14% of Basic+DA (New) / 10% (Old) for FY 2026-27.
Deductions (Old Regime)
Capped at ₹1,50,000 per year
Capped at ₹25,000 (₹50,000 if you are a senior citizen)
Capped at ₹25,000 (₹50,000 if parents are senior citizens)
Self-occupied · Capped at ₹2,00,000 per year
Key Benefits Analysis · FY 2026-27
Recommended Strategy
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Add your salary and other income on the left to compare regimes for FY 2026-27.
Gross Income
₹0
Tax Payable
₹0
You Save
₹0
Effective Rate
0.00%
Scenario Comparison
New Tax Regime
FY 2026-27 Default, Simplified
NET RETAINED (ANNUALLY)
Total Outflow
Effective Tax Rate
Old Tax Regime
With Actual Exemptions & Deductions
NET RETAINED (ANNUALLY)
Total Outflow
Effective Tax Rate
Tax Slabs · FY 2026-27
New Regime Slabs
Standard Deduction: ₹75,000
Rebate u/s 87A: Up to ₹60,000 if taxable income ≤ ₹12.0 L
Cess: 4% Health & Education Cess on tax + surcharge
Old Regime Slabs
Below 60 Years · Std. Ded: ₹50,000
Rebate u/s 87A: Up to ₹12,500 if taxable income ≤ ₹5.0 L
Cess: 4% Health & Education Cess on tax + surcharge